Colli Real Estate

667 FICO, the chances of being approved for your mortgage?

My credit score is 667 and I U.S. $ 23,000 per year. I am looking to purchase a home in foreclosure in Indiana for approximately U.S. $ 40,000 – $ 60,000. What are the possibilities that could be approved for a mortgage based on my FICO score and your income? Because of my low income, if approved for a mortgage, I would like to receive support payments and an interest free loan up to 20% of initial cost and the tax credit on taxes next year, so hopefully having the opportunity to approve it. Incidentally, I found several houses in this price range interested

Your score is good, but as you pointed out that the loan is not based solely on FICO. The different types of loans have different requirements, conventional, FHA, VA, etc. They will look at you need, what should be, how much to pay each month. Taking income decreased its monthly distribution at up to 30% of what is considered affordable intermediate level (which can pay a mortgage) Takes into account, the insurance Housing and taxes to calculate the bills are paid by a mortgage. His FICA and the risk factor on the basis of these data will also enable the bank or financial institution interest rates. Good luck!

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