Colli Real Estate

I'm looking to buy a pre-foreclosure in Miami. How it works

If I have a down payment and always available, how the process. I want to put in an offer of slightly more than the loan balance and the owner has asked if the negotiation process is the same as when you buy a house regular sales.

and if you have a foreclosure, you can buy the current owner at this time. Just pay the bank. If you offer more landlord must go to the bank to the owner. If you offer less than what the owner should go to the bank. Offer less. It's called a short sale, the bank and the owner agreed to sell the property under foreclosure. The current owner would receive a block and the bank does not have to worry about selling. The average foreclosure costs 50K bank. The bank likes to be paid before they have to sell it. I offer to the seller to pay the house. And give them some money. If they have no chance of meeting that will take your offer immediately. It is not necessary to involve the banks if not closed before the deed of trust. Good luck.

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