Colli Real Estate

Mortgage payments?

What is a good rule of trying to understand what a monthly payment would be given x dollars borrowed for years y and z in taxes? Should I use a calendar ammoritization online? I do not like computers online loan, they all seem to lowball it a bit. Thank you for any help.

Build Your Own calculator mortgage with an Excel spreadsheet, 1.) To figure the mortgage payment using the function = PMT (rate, RPS, pv,) "formula …. = Rate of interest, nper = the number of PMTs period .. ie for a 30-year loan, it would be 30 or 360 …. PV = present value or the original loan amount. To figure the monthly payment, make sure you divide the rate by 12, and use the number of months payments (ie 360) for "RPS". 2.) Tax rates vary by jurisdiction, so make sure you contact the local tax authority for tax rates. Keep in mind in many jurisdictions, the taxable value used for tax calculations is different from the "market value" or the amount you pay for the house, but usually its pretty close 3.) Be sure to include insurance in the calculation of your payment, escrow number, too.

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