Colli Real Estate

Not sure if we could afford to have children!!!!!!!!!!!!!?

My partner and would both love nothing more than to start a family together. 2 years ago we bought our first house and our mortgage payments are really high. If i became pregnant there is no way i could give up work as with a mortgage and other debts it wouldnt be possible. I am a traditionalist and would love to be at home for my family but thats not going to happen and as i dont have family around to help with looking after my child it only leavs me with one other option and that is to find a child minder. The cost of this is not cheap approx £175-£300 per week per child. I am aware that you are able to claim working tax credits to help with these costs. I went onto their website and completed a simple online form to see roughly what benifits i could get to help with the costs and it came out to £40 per week. I was hoping that it would totally cover the costs otherwise we couldnt afford to start a family. any advise please???????

You will NEVER be financially prepared to have children. The fact of the matter is, you have to be MENTALLY prepared. No excuses, no “well if we have a kid we can’t do this…” etc. If you’re not prepared to make sacrifices, you’re not prepared to be a parent.

I had my daughter at 22 years old, and she has never gone without. I don’t have fancy clothes, or an expensive house, or even a car made in the 90′s, but I have a beautiful little girl who thinks the world of me. When it comes down to a new toy for her, or a new pair of jeans for myself, the toy comes first. When I had to choose between a promotion at work, or taking another job that was night shift so that I could be home with my girl during the day, I chose the night job. It’s just something you do when you’re a parent. You put your children above anything else. If you’re not ready to do that, you’re not ready to bring a child into this world.

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