I want to buy home but to register it on my child’s name.?
I am planning to buy a house but I want it to be registered on my child’s name. I’ll (mother) be the one getting mortgage loan. But is it possible to get my 9-month old son as an owner of the property on all house papers. Where can I get more information on such issues? Are there any usefull web sources online? Thank you!
You need a living revocable trust; then you can add your son’s name to it. But you’d better consult with an attorney. As your son gets older, and if he is a wild-child, you could lose your home. If his name is on it, and he goes out drinking and driving, or even if it’s not his fault but an accident happens, they can sue him and take his assets (your house). This is not the time for “do-it-yourself.” Initial consultations with an attorney are usually free. Pay and do it right – or you could end up losing hundreds of thousands of dollars and everything you’ve worked and saved for a lifetime.
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