Who can give me professional advice how to get out of serious debt? I am a family man with a good job.?
I am an engineer, married, and have 3 children. The mortgage and credit cards devour my complete salary. House prices have dropped here in Germany – I still owe more that the house is worth. The strain is taking a serious toll on our mental health.
Take the Dave Ramsay approach. Pare down your life to the bare minimums, he calls it “beans and rice, rice and beans”, no vacations, sell your expensive car for a beater, etc. Then start concentrating on each debt, one at a time, smallest one first, minimum payments on the rest, until the smallest one is done. Then proceed to the next. He is on the radio, internet and satellite (XM/Sirius).
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Tags: economics · finance · germany · mortgage · mortgage germany · mortgage germany property · ukNo Comments
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