
Lender trying to reposess due to arrears no equity in house going bankrupt any way i can keep house?
Mental and physical collapse after separation from my partner got behind with mortgage. did an iva. Situation now, in arrears with mortgage. No equity in property. I really want to keep house for partner to one day come back to. Seems Bankruptcy only option.
Doctor has said I am not at the moment mentally capable of dealing with anything so court official will be appointed. (No relatives or anyone else) After a year off work, now claiming benefits but dont think will be enough to cover mortgage interest.
Lender will not consider any options. anyone know of any way I can keep the house, at least in the short term?
Hello
Sorry to hear of your problems. Check with DWP you should qualify for interest payments on mortgage – that might pacify the Lender for a short time.
I would advise you contact national debtline it is a FREE service.
Hope they can help – details follow
FREEPHONE: 0808 808 4000
Monday to Friday 9am to 9pm
Saturday 9.30am to 1pm
24-hour voicemail. Please leave a message to request an information pack or factsheet.
FAX: 0121 410 6230
POSTAL ADDRESS:
National Debtline
Tricorn House,
51-53 Hagley Road,
Edgbaston,
Birmingham
B16 8TP
Really hope you sort something out
Mortgage Doctor
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