Help me raise my credit score 35 points!?
I'll apply for a mortgage in about 10 months. I get my credit score up 35 points before having to apply. Is it possible in this time? I have one credit card now We recommend that I can get another one?
What is the balance of your report to your limit? And how long have you had the map? You could have your limit increase Pull on a soft cloth (not a pull "hard") giving rise to an investigation does not show in your report. This will help you use. If you have had this card for some time, and use it enough, I would say the application of another card too. Perhaps a card Citibank or something, most companies at least for the upper limit. Another thing you can do is to have your name added as a user authorized "for a family credit card (which has a limit, however, little use and good payment history / old card). This will help your score as well. Back to first come, your balance at the date of the declaration matters more than anything. If the limit is only $ 1,000 and the balance of your statement is 800 $, Regardless of whether you pay each month. Your credit report is still shows the use of 80%. One way to fight against this is to repay before the date of the declaration (5-7 days before sending it if the posts before trial). This is the amount to report to the offices. This is the same reason, he suggested an increase (if it leads to a tug. Do BofA how the tape and tell you if they do). Its debt to available credit will be reduced. Hope that helps
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