Colli Real Estate

Do title/mortgage companies realize how annoying it is when they ask insurance agents for a binder on a home?

That is closing, like we can just turn around and pull it out of our a$$? A binder is a legal document extending coverage to a home, auto, etc. Hence the word BINDING!!!! They ask for them like it’s just some extra sheet of paper we can toss their way, then act annoyed if it takes us a while… SORRY YOU HAVE TO GO THROUGH THE WHOLE PROCESS OF QUOTING AND WRITING THE POLICY BEFORE A “BINDER” CAN BE ISSUED! I wish anyone working on the mortgage side of things realizes the difficulty it takes to get a “binder” to you guys… It’s like asking for all of your closing docs to be in your hand, the same day you tell your realtor to put in an offer!

You just got a sale on a homeowners policy. Your job, IS to “pull it out of your a**”, as you so eloquently put it.

It is an extra sheet of paper that you can toss their way. You should be able to get this paper pushed out, and onto the fax machine, in under five minutes, after the client is entered into your system – which should take another five minutes.

I’ve had real estate agents, who specifically called ME, when it was an hour before closing and there was no binder in place. I’ve made TONS of sales that way – because they knew I could place it, period. If the client can truck over to the office with cash in hand, I can look up basic information on the local property tax website (and get photos) while they’re on their way over, and do it all while they’re sitting there.

The agent that does that, gets the sale – and lots more repeat business from the real estate agent. The agent that wants 2,3, 7 days advance notice – doesn’t get the business.

Insurance Binder, Rental Insurance Binder – Kwikbinder

GMAC Mortgage Direct Lending Binder $7.95

Avery 01402 – Avery-Style Legal Side Tab Dividers, One-Tab, Title B, Letter, White, 25/Pack-AVE01402 $5.69 Rip Proof reinforced, dual-sided, laminated tabs make it easy to organize your information. The binding edge is unpunched, so these dividers can fit practically any binding system. Your motion for clean and orderly files has been granted. Ideal for index briefs, legal exhibits, mortgage documentation files and more! Tab Style: 1-Tab; Tab Color(s): White; Index Divider Size: 11 x 8 1/2; Form Quanti…

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Mortgage Is Bank $9.83 Mortgage Is Bank

The Mortgage Millionaire $29.5 The Mortgage Millionaire

Mortgage Matters $13.95 Mortgage Matters

Trust Mortgage $11.78 Trust Mortgage

The First Mortgage… $20.13 The First Mortgage…

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