Colli Real Estate

Problems with obtaining funds for a home?

There is much information, I'm sorry I could not cut it short. I a loan application for a mobile home (manufactured) and is a foreclosure that was approximately 80 days for $ 84K. No bankruptcy or foreclosure in Historically, in fact, is something for the first time. Ok credit score is 585, 637 and 617, to choose the means by which is 617. Monthly Income $ 5000 gross debt and $ 400 per month. Well, have not been accepted from Caldwell bank b / c Positive the only thing in the report card credit was opened in October and a $ 3,000 limit that spent $ 800. The credit report is $ 3,267 debt. Is there a way in which they are eligible this loan? We can make $ 2,500 for down and can show proof of everything! There are many people out there who gets this kind of thing, people are worse than us economically and it is possible ……. I am in desperate need of some assistance. The $ 1000 – $ 1200 per month to our budget. Someone please help! Thank you!

Most lenders simply do not work well with the financing of housing built. Since the recent wave of foreclosures, many Lenders are reluctant to work mortgages on manufactured homes. Lenders have taken significant blows to houses built, and not appreciate the value as expected. Your credit score is marginal in terms of mortgage qualification. I can only suggest to consult with loan providers Mortgage others, but I fear that you will receive similar responses from them.

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