Colli Real Estate

What does it mean exactly if my house was in foreclosure, but has instead been charged off?

my house is entered into foreclosure and after approximately 6 months of non payments and bills that are now saying that the mortgage company charged off the account. I try to understand what that means exactly. Who owns the house now as I walked away from it. What is the difference in charge outside the home is actually happening in foreclosure? What is the next step in the process. Any help on this would be greatly appreciated. I live in Michigan if it helps.

well I can only suggest a link that deals with all the stuff you mentioned in your question so please take a look at this http://foreclosureworkouts.info/

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