Colli Real Estate

Palm Desert Corridor Top Ten Signs Economy is hurting your real estate and home for sale

Here are our top ten Palm Desert:

1. Children laugh at his house to sign the sale as they ride their bikes.

2. The bank has written to not give them your home.

3. real estate agents hang up when asked to list your home.

4. Government rescue plans to prevent seizures is specifically exempted from their home of any help.

5. Joe plumber does not work in the pipeline.

6. Sarah Palin can not think of any mavericky ways to help.

7. Neighbor auction produced no bidders.

8. You do not get a single bid on eBay.

9. Her house is always used as an example of the housing crisis for local news.

10. They refused to visit a home makeover home on television.

Currently, an estimated one in ten homeowners or is in foreclosure or in arrears in their payments. While the economic crisis becomes more severe recession and feeds on itself, people have increasingly desperate to find a way to keep their homes. Under such conditions, the average member of the population is ripe for a scam and and those who try to cheat or use knowing deception. It is therefore not surprising that the number of foreclosures and loan modification scams are increasing.

Those who are more likely to be led by people trying to commit fraud are the elderly, anyone entering foreclosure, who recently lost their jobs working families who lost loved ones, people who have limited knowledge of English, people with limited resources, and the owners of the amounts Payment recently arisen.

When entering foreclosure, you can expect to be inundated with offers of help from many people with names generic sounding, and some even claim to have the references to churches or other social organizations near you. They are, in most cases, people that must remain remotely from any price.

The person who approaches you in this type of scam is most often well-dressed, well groomed, and seems nice, kind, and trustworthy. Some use their social skills put at ease, as his being of the same religion as you, or even the same church, having been in the army if they think they are comfortable and feel more confident and others will claim to work for nonprofit organizations, or branches of government.

If you need help selling or finding a house or land in Southern California, Riverside County, San Bernardino County, Orange County or San Diego County, or anywhere in the empire from within or from the Coachella Valley including Palm Springs, Palm Desert, Indio, La Quinta, Indian Wells or Rancho Mirage, call us at the numbers you find on our website in the www.SebastianGibsonProperties.com http://

Meanwhile, here are some of the most common scams that you know and this is what you can do to avoid be a victim of such real estate fraud, scams and frauds.

1) The disappearance Foreclosure Consultant – With an interesting name poll and armed with references and a friendly voice, the person who promises to help stave off foreclosure with a sale price just before his time. The only problem is, once the money clears your bank, you will never see or hear. The soon to be the ghost of little or no service, take your money and ends with their original problems and less time trying to save the house from foreclosure.

2) Loan Modification assistants – Unlike the elves of Santa Claus in this type of scam to pay an upfront fee to the experts "to negotiate loan modification with your bank, only here you do not receive a gift from Santa Claus. If the expert actually earn your trust, also their mortgage payments directly to the experts instead of the mortgage company. Both the fiscal and mortgage payments go directly into the pocket of the loan, rather than the white beard and a good voice and by the time you receive a notification that your house is in foreclosure, This Elf has disappeared and is back at the North Pole.

3) you just scams here – As you face the prospect of foreclosure, an offer of help seems much better than everyone else, allowing you to stay home and be saved from foreclosure. Unfortunately, in the papers you signed advise them without a glance, you accept, consciously or not, to sign the house over to the person providing the assistance and responsible for the mortgage payments. The person then either selling your house, collect other fees from you or hang at home and abroad.

Scams 4) the sale and rental – In this scam, if you are a owner still has some equity in your home, he was persuaded to sign over title to their house and pay rent to the scammer, with the promise that they can escape, heal your problems and was allowed to buy the house later in rates. All this can be done, but only if the property is in the name of the consultant. Payments you make go directly to the fraudster, and finally to find parts. You may also be evicted when you can not make excessive payments income. If you lost your job and difficulty making your house payments, even if you've done in your home, you may be tempted by the scam. And while you might right to equity in excess in your house if the house is sold in foreclosure when you are victim of this scam, you will lose equity when equity is sold or is eliminated by the new owner.

5) The Trust Me, I'm religious or was in the scam too military – these people posing as Christians, former military or members of all social organizations they belong to come complete with references to members of your church or with a crew cut and a promise to add this title to your home can save you from foreclosure, and have your credit repaired. Having gone through your mail or trash, you probably know everything about you. No need to see a lawyer, they say. Just pray with them or have a drink with them and exchange of military histories. Be sure to keep your portfolio, do not give them money and not sign anything.

6) Sign Me Up Scotty and receive a new type of loan fraud – In this scam, they tell you that if you add the good Samaritan with a pleasing appearance in the title by signing a deed of grant or other legal instrument (which, he said, you really do need read), this friendly person may request a new loan, which, unfortunately, if approved, leaving the hook for the old and the loan repayments payments for new loans and the rates you pay in advance for this service go away with this fraud.

7) purchase my book, take this seminar and make millions Scam – You can see this offer on TV late at night on signs or on billboards. Only this time, you mentioned in buying materials that are full of useless information that will do nothing to help avoid foreclosure. Worse, the materials you receive may offer advice that will take you to jail for telling others how to approach the foreclosure process and advise that can save them from foreclosure. The problem is what you do is the practice of any law without a license or act as an agency for credit repair expert with no change in real lending license property without prior approval of the rates approved by the Commissioner of the Department of Real Estate of California without being registered with California Department of Justice.

Selling Scam – In this scam, the specialist in "short sales" that communicates with promises of experience to make a short sale in a small amount of time that will protect your credit. There are free courses that would have been better spent on buying. When the housing market was better, had more wrinkles this type of scam today are more difficult to perform because of the difficulty of selling homes in this economy.

9) It's like magic – here, the owner says to sign something, but the winds of the homeowner to sign something together. In some cases, this bait and switch scam, con artist and the notary. In connection with this and other scams, or other variations, the manipulation can be used, and identity theft are also used.

10) Want To Somewhere Cheap Rental Scam – This is the wrong owner or dealer take your payment of rent and deposit and rent or lease its vacant homes or commercial property not is owned by the person talking to you and if you're talking to a dealer, the agent has no authority to offer properties for rent or lease.

Here are five tips for counseling is recommended to anyone in this situation has been approached by people offering help.

1. Avoid seek the help that comes unexpectedly, by mail, e-mail and by phone or at your door.

2. Avoid using any aid agency, whose name you see on road signs, like those who say: "We buy houses for cash" and promising to "Stop Foreclosure".

3. Avoid paying fees collected prior to foreclosure or loan modification experts.

4. Ignore those who tell not to talk to your bank or tells you to avoid consulting a lawyer.

5. Do not sign anything without taking into account a real estate attorney.

The red flag is about to be cheated should include requests for you for one of the following: pay money up front before any action completed, payment cash, cashier's or bank's only son, transfers of property, actions should be taken immediately, the firms represented in the works of the concession, signatures, without any explanation or time to time constraints, incomplete signatures on documents, and mortgage payments to persons other than the mortgage company.

Other red flags are not promises offers qualified that seem too good to be true, the failure to provide copies of what you sign, oral promises that are in conflict with the provisions of refusals in writing the verbal promises in writing, the oral statements of writing rules does not mean what they say or will not apply and warnings not to discuss the matter with an attorney, your lender or any other person.

In the Inland Empire and Riverside County, you can count on Sebastian Gibson for all their property to their needs in Palm Springs in Palm Desert, Indio, La Quinta, Indian Wells and Rancho Mirage, Cathedral City Coachella to Yucca Valley and Twentynine Palms. Learn more about

To learn how we can help to find, list or sell your house, land or horse property in southern California, Inland Empire, Riverside, San Bernardino, Orange County or anywhere in the Coachella Valley, call Sebastian Gibson Properties at the numbers on our site URL to the www.SebastianGibsonProperties.com http://

About the Author

The Realtors of Sebastian Gibson Properties serve all of Southern California including Riverside County, San Bernardino County, Orange County, San Diego County, the Inland Empire and all of the Coachella Valley in assisting in transactions involving homes for sale, land for sale, and horse property for sale in cities such as Palm Springs, Palm Desert, Indio, La Quinta, Indian Wells, Rancho Mirage, Cathedral City, Coachella, Yucca Valley, Twentynine Palms, Desert Hot Springs and Joshua Tree.

Visit our website at http://www.SebastianGibsonProperties if you need assistance with finding a home or land or with a home for sale, land for sale or horse property for sale. We have the knowledge and resources to represent you as your Palm Desert Realtor and Palm Desert Real Estate Agentin any transaction including homes for sale in Palm Desert, land for sale in Palm Desert and horse property in Palm Desert or anywhere in Southern California.

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