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Mortgage payments include VAT?

I'm buying a house. The house is $ 120,000.00 and taxes are $ 3836.00 year to 100% @% financing 5.2. It is mandatory that the taxes are included in the payment of my mortgage, my lender said. So my question is how is taking .. I'm confused by how it works. What will my overall loan payments? and the amount by the way, I tried several different computers vary all …. Please, someone with the answer from experience:. Thank you) Opps, I Forgot to mention that this is a 30-year mortgage, our insurance coverage (which is really good b / c of the combine with my motor insurance) is only $ 17 per month and will not have PMI. Yes 100% and my lender does not believe his bad me and my credit card if you can not answer my question, do not meet all the graces.

It will also include insurance. I guess a Mortgage 30. Principal and interest of $ 658.93. $ 319.66 tax. Insurance: I assume $ 1,000 per year to $ 83.33. PMI (mortgage insurance) $ 104. Total: U.S. $ 1165.92.

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