Colli Real Estate

Do you have a mortgage with GMAC, and if so, have they done anything to cause you to default on the loan?

Did your mortgage company do anything illegal to make it appear that you were or are delinquent in paying your mortgage? Did they post your payment late, fail to pay your homeowner insurance, charge unwarranted late fees, sent reports to credit reporting agencies saying you were late on your payment(s). These are just a few of the tactics that a mortgage company or mortgage loan servicer might use to declare that you are in default on your loan and either foreclose or force you into bankruptcy.
I am asking this question because I think I have been victimizes by my mortgage company and I need to know if I am the only person who has experienced this abusive behaivour.

Mortgage lenders dont arbitrarily pick people and say ,I want to ruin this guys credit, or distroy his life. Lenders always sell the loan commonly called a note to other lenders. Also the lender does not need to tell you he is selling your note. (Regardless of the Pre-Paid Lawyers opinion)The sold note is than serviced by a different lender. ALL lenders have customer service web pages or phone numbers. I suggest you contact your lender and talk to them. Honestly, the lender has more to gain by keeping you as a customer than forclosing on yet another property. Its called interest.

Principal Reduction Program for Distressed Homeowners-Not a Loan Modification

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