My boyfriend is closing affect my credit?
My boyfriend bought a condominium in California, just over two years on his own. My name Not the loan, a title or documentation. It was his purchase. Now we are faced with the impossibility to make payments on the property, the property lost by 100k and Foreclosure. We're getting married in October and if foreclosure occurs, it is only after that as now we are in the process. If exclusion occurs after marriage, will it affect my credit rating at all? I do not put my name on something, obviously. Having one of us to maintain a good credit history can make the process easier, as hard as already happens to be.
No … credit files are merged when married. After you are married … if you have a set of co-signed credit cards or loans that are delay or default, and credit either spouse will receive …. Damaged If you have questions …. Keep your money separate. If you apply jointly for a new Credit (or especially) a new mortgage, then close your spouse will probably affect your ability to qualify.
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