Best mortgage deals without paying penalty?
Want to change mortgage while interest rates are still low, but will have to pay penalty for coming out of current deal early, is there a company that will pay this for you to get your buisness?? If so who is it??
Your loan has a prepayment penalty? That means that you have a very low interest rate to begin with or some kind of subprime loan, due to regs on prepayment penalties.
When you do a refi, you can have that prepayment penalty “rolled into” the new loan. However doing so increases your indebtedness, and increases the amount of interest you pay over the life of your loan..
Shop around for the best deal at renewal time
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