Colli Real Estate

Mortgage balance is $ 58,000 @ 5.375% – 20-year mortgage. Paying $ 1000/mo, how long to pay off mortgage – Thanks.?

Year-20 to 5.375% loan is for $ 72K which I paid $ 500 a month when my balance is now $ 58K. How long would it take if I was paying $ 1000/mo to pay my mortgage. I'm having a little trouble understanding how the amortization schedule of works and would really appreciate how to simplify the explanation of this formula. Thank you for your help!

June 2, 2014 would be your last payment, today as a start date with a balance of 58,000. The amortization table shows what you pay towards the principle of the loan and what is paid to interest. The longer you make payments on the loan amount plus the interest you pay and the highest principle. The extra money you pay Your payment goes directly to the actual principle of the loan. If you have any questions please email me. I hope it helped.

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